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Mortgage Calculator - a powerOne Pack

Mortgage Calculator - a powerOne Pack
  • #: 170564
  • Price: $2.99 In Apple Store
  • Category: Finance
  • Updated: 2011-01-26
  • Current Version: 1.0.1
  • 1.0.1 (iOS 4.0 Tested)
  • Size: 3.80 MB
  • Language: English
  • Seller: Infinity Softworks, Inc.
  • Requirements: Compatible with iPhone, iPod touch, and iPad. Requires iOS 3.2 or later
  • © 2000-2011 Infinity Softworks, Inc.
  •  Add to Favorite apps

 

Description

powerOne® combines simple spreadsheet-like templates for calculating seven popular mortgages and amortizations, both US and Canadian, with an algebraic and RPN calculator. Calculate fast, keep a history and share with others.powerOne calculators have….. Read more

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iPhone Screenshots

Mortgage Calculator - a powerOne Pack iPhone Screenshot 1
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Mortgage Calculator - a powerOne Pack iPhone Screenshot 3
Mortgage Calculator - a powerOne Pack iPhone Screenshot 4
Mortgage Calculator - a powerOne Pack iPhone Screenshot 5

iPad Screenshots

Mortgage Calculator - a powerOne Pack iPad Screenshot 1
Mortgage Calculator - a powerOne Pack iPad Screenshot 2
Mortgage Calculator - a powerOne Pack iPad Screenshot 3
Mortgage Calculator - a powerOne Pack iPad Screenshot 4
Mortgage Calculator - a powerOne Pack iPad Screenshot 5

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Customer reviews

Rated 2/5 based on 1 customer reviews.

 

2/5 stars
Needs More Functionality and Less Auto Template Saving

:
Loan Qualification Calculator: a missing feature is the capability to enter "Income" and "Other Debt Obligations" and then, based on the "Home%" and "Total%", provide a maximum "PITI/Escrow Payment". This would be very useful. This function is missing and would be very easy to add. Currently you have to either; (1) do this calculation separate or (2) use trial and error to arrive at the maximum allowed monthly "PITI/Escrow Payment".

Another great option would be the ability to import the mortgage information from any of the loan template into the Loan Qualification Calculator.

History: this function stores your started or completed templates automatically. The major problem with the history function is that it automatically saves several copies of the same template you inputted data into. For example, if you have no history and you fill out one of the mortgage templates; in the history page the app will have automatically saved as many as 10 different duplicate files. You then have to figure out which file was saved last and delete the rest. This is a huge inconvenience.

A missing function which would be a nice addition would be the ability to input the number of points a lender may charge. You can input the points as a percent in the down payment field but then, if you are putting a fixed down payment, say $4,000, you are not able to input that amount separately in dollars and must convert it to a percent of the loan amount and add that percentage to the point’s percentage a lender is charging. Again, this would be an easy addition to all of the mortgage templates. Because of this missing function, confusion may arise if a realtor is sending their buyer the mortgage information from this app, the buyer may question the down payment amount listed because the points the lender is charging and the down payment are combined and not separate numbers.

There are better mortgage calculator apps currently available but if these changes are made in the future updates this mortgage calculator will be one of the best.

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